Kia Excess Return is peace of mind in your pocket and pays you back your insurance excess. It works alongside your car insurance, no matter who you’re insured by.
Peace of mind that your insurance excess charges will be reimbursed if you have an accident.
We also exercise your right to a repair at a Kia Approved Repairer, using Genuine Parts. Most insurers may use non-approved bodyshops, which means your warranties, safety standard and resale value may be affected.
We’ll give you a courtesy car.
We’ll happily collect your Kia from anywhere in the UK when you make a claim.
You get an easier ride. Because we’ll handle your claim from start to finish, and even deal with your insurer for you.
29 a year
36 a year
48 a year
55 a year
YOUR KIA EXCESS RETURN POLICY IS READY
We’ve emailed your certificate of cover. Keep it somewhere safe.
SAVE 0330 102 8832 IN YOUR PHONE AS KIA FIRST
Following an accident, call Kia first before your motor insurer to have your excess charges refunded.
WE HAVEN’T BEEN ABLE TO PROCESS YOUR PAYMENT.
Our customer service team will call you soon.
This Fair Use Notice is to help you understand how we will collect, process and share your personal data. This allows you to make an informed decision as to whether you want to provide us with your data and if you want to give us additional permissions relating to it.
It also sets out your rights in relation to this data and how to complain to the Information Commissioner if you are unsatisfied with how we have handled your personal data.
You can update the consents you have given us here
We, in this policy refers to:
Together Verex Insurance Services and Verex Assistance are joint data controllers in relation to the data you provide to us.
Verex Insurance Services Ltd and Verex Assistance Ltd are companies in the Verex Group. Verex is a specialist company appointed by Kia to ensure its customers are able to obtain insurance policies and use accident claims services which guarantee to repair your vehicle at a Kia approved repairer using only genuine Kia parts. For more information about Verex please click click here
Both Verex Insurance Services Ltd and Verex Assistance Ltd have appointed a Data Protection Officer who can be contacted at:
0800 326 5463
The Data Protection Officer, Verex Group Ltd, Batchworth House, Church St, Rickmansworth, WD3 1JE.
Other Joint Data Controllers
For some parts of our service we are also Joint Data Controllers with other Parties. Where this is the case we remain primarily responsible for facilitating your rights as a data subject.
When we get an insurance quote from Allianz Insurance plc then we are joint data controllers with them.
For more information about how Allianz Insurance plc use your personal data, you can find a copy of the Fair Processing Notice at Allianz Insurance Plc. Alternatively, you can request a printed version by calling 03301021837 or by writing to the Data Protection Officer, Allianz, 57 Ladymead, Guildford, Surrey GU1 1DB.
When you make a claim under an insurance policy or use our Accident Aftercare Service and that service involves the provision of a hire car or you ask for assistance with a personal injury claim then for that part of the process we will be joint data controllers with Kindertons Ltd
You are anyone whose personal information we collect including anyone:
When requesting an insurance quote, you should only provide details of named drivers if you have their permission to do so, including any sensitive personal data, and you should make them aware of this Fair Use Notice. By providing their details you are confirming to us that that is the case.
Data You Provide
We collect the data that you give us when we provide you with a quote or when you make an insurance claim or use an accident aftercare service and any other time that we speak to you or you contact us.
The data we collect from you for a motor insurance quote and in the handling of any claims may include sensitive personal data relating to any convictions you have or that are pending and details of certain medical conditions.
We record telephone calls with you and these call recordings also form part of your personal data.
On occasions, you may ask your dealer to provide us with all or some of this data to help you set up a quote, free driveaway covernote or policy. Where you ask the dealer to do this we treat this as data that you have provided to us and we consider that the dealer has been acting on your behalf in providing us that data.
Data We Collect from Others
As part of providing an insurance quote and administrating a policy including handling a claim we or the insurers we use may collect data from third parties about you including
We will use your data to fulfil requests you make of us and to meet the requirements of any contract we enter with you or any promotion we provide to you.
Additionally, we will process your data to fulfil our legitimate interests where they are not overridden by your interests. This includes:
Additionally, should your vehicle manufacturer appoint another company to provide their branded motor insurance in our place, and where you have an active branded motor insurance policy then we will provide your data to that company solely for the purpose of them providing you with a branded motor Insurance renewal quote.
You can ask us not to process the data in any of these ways and we will consider your request fairly (see your rights to object to processing of your data below)
If you have not asked us for a quote or received a product or service from us we will only promote additional products and services to you where you have given us your consent. For instance, if you give us your renewal date we will consider that consent to send you a quote near the time of your renewal. You can update the consents you have given us here or by calling us on 0330 102 8565.
When you report a claim to us or use our Accident Aftercare service we will share certain data with your franchise dealer, but we will only do that if you give us permission at the time you report the incident to us.
We, or the insurers that we deal with, may provide your data to certain third parties in relation to the services that you request from us or that are covered by an insurance contract or promotion you have participated in.
We use servers located in the UK to store your personal information or elsewhere in the EU where it is protected by laws equivalent to those in the UK.
Some of our suppliers and insurers from whom we source insurance quotes may transfer your personal information outside the EU, where this is the case our contracts with such suppliers require them to provide equivalent levels of protection for your personal information as it would have anywhere in the EU.
Where you do not enter into an insurance contract with us we will delete or anonymise your data during the [third] year after you last provided it to us or updated it unless there is a reason to hold it for longer, such as you made a complaint that was not resolved quickly.
Where you enter into an insurance contract, including a Covernote, arranged by us we will need to hold your data for the period that a third party is entitled to notify a claim under that policy which can be brought many years after the event, however we will pseudo anonymise your data in the [third] year after the expiry of your policy. That means it will be held in our systems in such a way that your data cannot be identified except by reference to a separately held and secured data file.
You as someone whose personal data we process have certain rights as to how we process it; namely:
The right to be informed
You are entitled to be informed in a transparent manner about the processing of your data and that is what we have set out in this Fair Use Notice. If you have any questions about how your data is processed then please contact us on 0330 102 8565 and we will try to answer your questions.
The right of access
You are entitled to know what data we are processing and to receive a copy of it. You can request this from us at any time. This is known as a Subject Access Request and in normal circumstances we cannot charge you for providing you with a copy of your personal data that we process. We will normally provide you with a copy of your data within one month of receiving your request.
The right to rectification
You are entitled to have corrected any incorrect or incomplete information that we hold on you.
The right to be forgotten
You are entitled to request that we delete your personal data where we no longer have a legal basis for processing it. We will delete your data if you request that we do so and if:
The right to restrict processing
You are entitled to request that we restrict the processing of data so that we only store your data and not process it further and we shall comply where one of the following applies:
The right to object
You are entitled to object to our processing of your personal data for our legitimate interests beyond that which is strictly necessary in relation to a contract you have entered in to. If you make such a request we will either agree to your request or let you know any reason we have for not agreeing to it.
Where we have passed your data to another party and you make a request to exercise your rights in relation to that data we will endeavour to pass on your request to all such third parties who will be similarly obliged to treat your request in accordance with your rights as a data subject.
You are entitled to make a complaint to the Information Commissioners Office which you can do:
Information Commissioner's Office
This Fair Use Notice was last updated on 18 May 2018 – V1
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